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Your ICICI Bank Account offers a complimentary Accident Insurance cover.
Regular Savings Account
-  Personal Accident Death Insurance (Air): ₹ 50,000
Family 360 Banking
Personal Accident Death Insurance (Non Air): ₹ 10 lakh
Personal Accident Death Insurance (Air): ₹ 40 lakh
Wealth Savings Account
- Personal Accident Death Insurance (Non Air): ₹ 12 lakh
- Personal Accident Death Insurance (Air): ₹ 1 Crore
Private Banking
Personal Accident Death Insurance (Non Air): ₹ 15 lakh
Personal Accident Death Insurance (Air): ₹ 3 Crore
Major Terms and Conditions
- Insurance is offered only on Personal Accident Death and Air Accident Death
In case of Joint Account, only Primary Account holders are eligible for insurance cover
In the event of the insured having multiple accounts, the Personal and Air Accident claim would be payable only on one Account, with maximum benefit (highest sum insured).
Complimentary Insurance Cover
- Complimentary Personal Air Accident Death Insurance: up to ₹ 3 crore
Complimentary Personal Accident Death Insurance (Non-Air): up to ₹ 50 lakh
Major Terms & Conditions
Personal Accident Death Insurance and Air Accident Death Insurance are only applicable on the death of the bonafide employee of the company to which the specific insurance offer is extended.
The insurance cover amount offered varies as per the company and is based on the net monthly salary credit excluding bonus or other additional credits from the company to which the specific insurance offer is extended.
Personal Accident and Air Accident cover will be provided to an ICICI Bank Salary account holder who has had at least one salary credit (from the company to which the specific insurance offer is extended) in the last three months prior to the date of loss of life.
ICICI Bank Family Accounts linked to ICICI Bank Salary Account will be eligible for Personal & Air Accident Insurance, if the salary is credited in the linked ICICI Bank Salary Account (from the company to which the specific insurance offer is extended) at least once in last three months prior to the date of loss of life. Insurance cover is applicable only for family members between the age of 18 years and 60 years.
The Salary Account holder has to inform ICICI Bank about any change in employer / company to avail benefits of insurance cover extended with the Salary Account. It can be done through iMobile, Internet Banking or at any Branch.
In the event of the insured having multiple accounts, the Personal and Air Accident claim would be payable only on one account, with maximum benefit (highest sum insured).
Defence Salary Account
Personal Accident Death cover of ₹ 50 lakh
Air Accident Death cover of ₹ 1 crore
Additional cover of ₹ 10 lakh in case of casualty in terrorist action
Child Education cover: ₹ 5 lakh for *children up to 22 years of age. Additional ₹ 5 lakh for girl child(ren)*
Permanent Disability cover of up to ₹ 50 lakh
Permanent Partial Disability cover of up to ₹ 50 lakh
Battle casualties due to HAPO / HACO are covered
Extended Personal Accident Insurance and Air Accident Death Insurance coverage benefits to Veer Naris and Family Pensioners
Personal Accident Death Cover is extended with no age limit.
*Terms and conditions apply.
Major Terms & Conditions
Personal Accident Death Insurance and Air Accident Death Insurance is only applicable on the death of the bonafide employee of the company to which the specific insurance offer is extended.
Personal Accident and Air Accident cover will be extended to an ICICI Bank Salary Account holder who has had at least one salary credit (from the employer to whom the specific insurance offer is extended) in the last three months prior to the date of loss of life.
Family members of Defence Salary Account holders are not eligible for insurance cover through this offering
The Account holder has to inform ICICI Bank about any change in employer / company to avail benefits of insurance cover extended with the Salary Account. It can be done through iMobile, Internet Banking or at any Branch.
In the event of the insured having multiple accounts, the Personal and Air Accident claim would be payable only on one account, with maximum benefit (highest sum insured).
